Risk and Complience Officer

JOB ADVERTISEMENT

BIRUNGA SACCO MUSANZE is a District Savings and Credit Cooperative (D-SACCO) established following the consolidation of 15 U-SACCOs operating within MUSANZE District, in accordance with the Government of Rwanda SACCO's consolidation framework. 

BIRUNGA SACCO MUSANZE is looking for qualified, competent, committed, proactive and self-motivated individual to occupy the following positions at Head office and Branch level:

Position: RISK AND COMPLIENCE OFFICER

Number: 1

Main Responsibilities of RISK AND COMPLIENCE OFFICER

Under the supervision and guidance of the Head of internal audit & compliance, the RISK AND COMPLIENCE OFFICER has the following main responsibilities: 

1. To work diligently on the assigned work on time and to produce results;
2. To comply with the instructions of the employer or his/her representative;
3. To comply with the laws, regulations and decisions of the Cooperative;
4. To take good care of and oversee the equipment assigned to him/her in his/her work;
5. To be at work and to respect working days and hours;
6. To keep confidentiality of work;
7. To deliver basic identification documents before starting work;
8. To follow the principles and rules governing the perform of the Cooperative's business activities;
9. Works out a draft of the risk management strategy;
10. Sets up and adjusts the risk and capital inventory;
11. Conducts risk measurement and stress testing on future liquidity chocks;
12. Defines and assesses the early warning indicators;
13. Proposes instruments for risk steering and revision of policies;
14. Drafts the risk management reports ensuring that major risks are identified and reported including measures and recommendations;
15. Supports in the implementation of internal controls;
16. Continuously, enhance policies, practices and other control mechanisms to oversee risks;
17. Investigating potential violations of compliance policies and regulations;
18. Advising management on compliance with laws, regulations, directives, rules and standards applicable to the Cooperative;
19. Assisting management to effectively oversee the cooperative’s risk;
20. Educating staff on compliance issues; 
21. Drafts the contingency plan to oversee liquidity risk;
22. Perform other duties that are not contrary to the laws and regulations required by the head of internal Audit and Compliance or his/her superior body.

Minimum Requirements

• Bachelor’s degree in Economics, Accounting, Finance or related field.
• Three (3) years of experience in auditing, and a thorough understanding of Microfinance Banking and accounting practices.
• Deep Knowledge in Financial Risk Issues and Mitigations.
• Excellent understanding of banking and financial regulations.
• Good skills in Excel, Word, PowerPoint and other Microsoft Office packages.
• Good strategic thinking, with risk and control consciousness.
• Strong analytic skills.
• Professional qualification in auditing is added value;
• High attention to detail and excellent analytical skills.
• Excellent communication skills
• Professionalism and integrity.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.
• Advanced computer skills on MS Office and Core Banking Software.

Application Documents Required: 

• Motivation letter (addressed to the Chairperson of the Board of Directors);
• Updated CV; 
• Copies of academic degrees or professional certificate;
• Copy of National ID;
• Proof of experience;
• Any other relevant supporting documents to prove experience and skills.

Submission Guidelines

All interested and qualified candidates are invited to submit their applications comprising all mentioned documents to BIRUNGA SACCO MUSANZE Head Office not later than 04th August 2026 at 16 :00 pm .

Note:

• Only hardcopy Applications will be received. 
• Only shortlisted candidates will be contacted for exam.

Done at Musanze on 24th July 2026 

MANIRAGUHA Celestin

Chairperson of board of directors

BIRUNGA SACCO MUSANZE