Senior Risk & Compliance Officer

EXTERNAL RECRUITMENT

Background

As part of Rwanda’s ambitious long-term development plan to become a high-income country by 2050, we are transforming our financial sector through innovative initiatives. The Umurenge Savings and Credit Cooperatives (U-SACCOs), now consolidated into District SACCOs (D-SACCOs), play a pivotal role in creating inclusive financial systems across Rwanda. We are seeking an exceptional leader to drive this transformation forward.

IBAKWE SACCO GATSIBO refers to a District Savings and Credit Cooperative (D-SACCO) established following the consolidation of 14 Umurenge Savings and Credit Cooperative (USACCO’s) and now Ibakwe Sacco Gatsibo has 14branches operating within Gatsibo District, in accordance with the Government of Rwanda SACCO’s consolidation framework and under the supervision of the National Bank of Rwanda (BNR) IBAKWE SACCO GATSIBO is looking for qualified, competent, committed, proactive and self-motivated individual to occupy the following position.

• Senior Risk & Compliance officer 

Number of Position: 1

Reports to: Head of Internal Audit & Compliance

Governance, Audit & Compliance Responsibilities

Under the supervision and guidance of the Head of internal audit & compliance is responsible:

• To work diligently on the assigned work on time and to produce results;
• To comply with the instructions of the employer or his/her representative;
• To comply with the laws, regulations and decisions of the Cooperative;
• To take good care of and oversee the equipment assigned to him/her in his/her work;
• To be at work and to respect working days and hours;
• To keep confidentiality of work;
• To deliver basic identification documents before starting work;
• To follow the principles and rules governing the perform of the Cooperative's business activities;
• Works out a draft of the risk management strategy;
• Sets up and adjusts the risk and capital inventory;
• Conducts risk measurement and stress testing on future liquidity chocks;
• Defines and assesses the early warning indicators;
• Proposes instruments for risk steering;
• Drafts the risk management reports ensuring that major risks are identified and reported including measures and recommendations;
• Supports in the implementation of internal controls;
• Continuously, enhance policies, practices and other control mechanisms to oversee risks;
• Investigating potential violations of compliance policies and regulations;
• Advising management on compliance with laws, regulations, directives, rules and standards applicable to the Cooperative;
• Assisting management to effectively oversee the cooperative’s risk;
• Educating staff on compliance issues; 
• Drafts the contingency plan to oversee liquidity risk;

Perform other duties that are not contrary to the laws and regulations required by the head of internal Audit and Compliance his/her superior body.

Qualification and Experience Requirements

• Bachelor’s degree in Economics, Accounting, Finance or related field.
• Three (3) years of experience in auditing, and a thorough understanding of Microfinance Banking and accounting practices.
• Deep Knowledge in Financial Risk Issues and Mitigations.
• Excellent understanding of banking and financial regulations.
• Good skills in Excel, Word, PowerPoint and other Microsoft Office packages.
• Good strategic thinking, with risk and control consciousness.
• Strong analytic skills.
• Professional qualification in auditing is added value;
• High attention to detail and excellent analytical skills.
• Excellent communication skills
• Professionalism and integrity.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations.

Advanced computer skills on MS Office and Core Banking Software.

HOW TO APPLY

Interested and qualified candidates should submit the following documents:

• Motivation letter addressed to the Chairperson of the Board of Directors.
• Updated Curriculum Vitae (CV) with at least three (3) professional referees and their contact details.
• Copies of academic degrees and certificates.
• Copy of National ID.
• Certificates of service rendered or previous employment certificates proving relevant experience.
• Any other relevant supporting documents proving experience and competencies.

Please note that all required documents must be submitted ashard copies to IBAKWE SACCO GATSIBO Headquarters.Applications sent by email will not be considered.

Deadline for application: Deadline Date 14th/08/2026 at 5h:00 PM

Note: Only shortlisted candidates will be contacted.

Done at Gatsibo, on 31st, July, 2026

BUGINGO Abraham

Chairperson of BOD
IBAKWE SACCO GATSIBO