Senior Risk and Compliance Officer

ISOKO SACCO GASABO (ISG) is a District Savings and Credit Cooperative (D-SACCO) established following the consolidation of fifteen Umurenge Sacco’s operating within GASABO District, in accordance with the Government of Rwanda SACCO consolidation framework. ISG is duly registered under RCA and licensed by the National Bank of Rwanda (BNR).

in accordance with the Government of Rwanda SACCO’s consolidation framework and under the supervision of the National Bank of Rwanda (BNR) ISOKO SACCO GASABO is looking for qualified, competent, committed, proactive and self-motivated individual to occupy the following positions.

1.  SENIOR RISK AND COMPLIANCE OFFICER (1 POSITION)

To strengthen institutional governance, internal control systems, compliance, and risk management, ISG wishes to recruit internally and externally one (1) competent, committed, professional, experienced, and self-motivated Senior Risk and Compliance Officer to join the institution.

Reporting Line: The Senior Risk and Compliance Officer shall work under the supervision and guidance of the Risk Board Committee, with:

• A functional reporting line to the Supervisory Board/Audit Committee; and
• An administrative reporting line to the Managing Director.

Key Duties and Responsibilities: Under the supervision and guidance of the Risk Board Committee, the Senior Risk and Compliance Officer shall perform the following duties and responsibilities:

• Work diligently on assigned tasks and deliver results within the required timelines;
• Comply with instructions issued by the employer or authorized representatives;
• Ensure compliance with applicable laws, regulations, policies, and decisions governing cooperatives and microfinance institutions;
• Ensure proper custody and management of equipment assigned for work purposes;
• Respect working days, working hours, and professional perform standards;
• keep confidentiality of institutional information and work-related matters;
• deliver required identification and administrative documents before commencement of employment;
• Adhere to the principles and rules governing ISG business activities;
• create and update the institution’s risk management strategy;
• Establish and regularly evaluate the risk and capital inventory;
• produce and submit compliance reports to Management, Supervisory Board, Audit Committee, and BNR as required;
• perform risk assessments, risk measurement, and stress testing, particularly related to liquidity shocks;
• Define and track early warning indicators for institutional risks;
• Propose appropriate risk mitigation and risk steering instruments;
• produce risk management reports identifying major risks, mitigation measures, and recommendations;
• assist the implementation and strengthening of internal control systems;
• Continuously enhance policies, procedures, practices, and control mechanisms to effectively oversee institutional risks;
• Investigate potential violations of compliance policies, laws, regulations,
• Advise Management on compliance with applicable laws, regulations, directives, rules, and standards governing cooperatives and financial institutions;
• assist Management in effectively managing institutional risks;
• perform compliance awareness and training sessions for staff;
• produce contingency plans for liquidity risk management;
• Perform any other duties assigned by the Board of Directors, Supervisory Board, Audit Committee, or Managing Director in accordance with applicable laws and regulations.

Qualifications and Experience Required: Candidates should meet the following requirements:

• Bachelor’s Degree in Accounting, Finance, Auditing, Business Administration,
• A Master’s Degree in Accounting, Finance, Auditing, Business Administration is highly preferred;
• Candidates with First Class or Upper Division qualifications are highly preferred;
• Minimum of Three (3) years of experience in Risk and Compliance within microfinance institutions, SACCOs, or banking institutions; or
• Experience must be supported by certificates of service or recommendation letters from previous employers;
• Professional certification in risk management, Compliance, Internal Audit, or related field is an added advantage;

Required Application Documents: Candidates should submit the following documents:

1. Application letter addressed to the Chairperson of the Board of Directors.
2. Updated Curriculum Vitae (CV) with at least three (3) professional referees and their contact details.
3. Copies of certified academic certificates.
4. Copy of National ID.
5. Certificates of service rendered or previous employment certificates proving relevant experience.

• Applications must be submitted in soft copy as one single combined PDF document to the following email address: isokosaccogasabo@gmail.com
• The subject of the email must clearly indicate the position applied for: “Application for Senior risk and compliance officer position.”
• Deadline for submission: 16th July, 2026 at 4:00 PM.
• Late applications will not be accepted.
• Only shortlisted candidates will be contacted for the next stage of the recruitment process.